Category Archives: New car

Step 10: Get the Most Out of Your Test Drive

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So you’ve done your online research and located a dealer. Now you are ready to experience the vehicle first-hand. If you’re a serious shopper, the dealer will work closely with you and should give full access to the vehicle for inspection and test driving. If you are planning to test drive a few different vehicles, let the salesperson know that you are a serious shopper but are still gathering information to make your final decision. A good salesperson will be very knowledgeable about the vehicle’s finer points and make you aware of additional features you didn’t notice while doing your online research.

Step 9: Consider Your Buying Options

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Moving from your seat in front of the computer screen to the seat behind the wheel of your next new car is the most exciting part of the buying experience. By this time you’ve narrowed your choices down to a few vehicles that are right for you and have set goals for negotiating price, monthly payment, trade-in and finance options. You can now get ready to negotiate and purchase your next new vehicle with confidence.

Step 8: Sell or Trade Your Current Vehicle

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Like most do-it-yourself projects, selling your own vehicle to a private party can be cost-effective. In contrast, trading in your current vehicle at the dealership is certainly much easier.

Before buying your next vehicle, consider the pros and cons of what to do with your current vehicle and make an informed choice.

Trading — Pros & Cons
Trading your vehicle at the dealership may be quick and easy but it may not necessarily always be painless.

Step 7: Find Financing, Warranties and Insurance

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Financing Your Vehicle
With the buzz surrounding zero-percent financingdeals, you may have the urge to rush to your dealership to apply for that terrific interest-free loan. Unfortunately, what you may find is that, along with roughly two-thirds of all other consumers, you may not have a sufficient credit rating that will qualify you for the loan or the offer. The alternative will be a different loan at a higher interest rate.

Step 6: Leasing vs. Buying

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With rising car prices, creative financing has come to the forefront, tempting us with promises of zero or minimal down payments and low monthly payments. In all finance scenarios, however, some sort of fee is attached — the question is, which financial approach best meets your needs?

Step 5: Know When the Price is Right

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Once you know the car you want and select the model, options and color, it’s time to get serious about price. One key to success in negotiating for a new vehicle is in collecting as much information as possible before making the deal.

Today’s savvy car buyer has the internet to thank for helping to take some of the mystery out of vehicle pricing. The online community has provided plenty of fast, free and factual information. These values are provided in new car pricing, and include invoice, MSRP and Fair Purchase Price.

Step 4: Do Your Research Online

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What makes a new car the best new car for you?

With the incredible amount of data available, what specifically should you research? There are pricing and equipment options to consider, but what else should be of concern? Other important facts to discover include information about safety, quality and five-year cost of ownership. These ratings can help you achieve some needed peace-of-mind. Then, follow up by researching owner opinions and expert reviews.

Step 3: Calculate What You Can Afford

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Let Your Budget Do the Driving
When considering a new vehicle purchase, the lines of affordability can easily become blurred due to the varied financing options available. A wise buyer shops for a new vehicle based upon what he or she can truly afford. Keep an open mind and you could be pleasantly surprised by the list of vehicles within your price range.

Step 2: Narrow Down Your Shopping List

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Let Your New Car Find You
With over hundreds of new makes and models available, how do you narrow down your list? To some extent, your lifestyle can help. Imagine the activities you’ll experience in your new vehicle. If you have small children, you need something that’s roomy enough for everything you have to take with you and is also strong on safety features. Or perhaps you care more about performance or style. Or maybe you have a job in sales and need something suitable for taking clients to lunch.  If it has to haul or tow something, the choices are pretty obvious.

Step 1: Know Your Shopping Style

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Even with the large amount of automotive information available on the internet, many people still purchase new cars within only a few days of making the decision to buy. This leaves a huge opportunity for a buyer to be sold a car, that he or she may not actually have wanted, rather than making an informed purchase decision to buy a car.